How are the restaurants in Chapala and Ajijic, Mexico?
Lee Steele
My wife and I have been keeping a list of every restaurant we've been to in the Ajijic/Lake Chapala area since we moved here 3 1/2 years ago. We've now been to 118 different restaurants so far (not counting the numerous sidewalk taco stands). Most of these restaurants have been within walking distance of our house. We hadn't gone to that many different restaurants in the 25 years we lived in Phoenix.
We return often to at least...
My wife and I have been keeping a list of every restaurant we've been to in the Ajijic/Lake Chapala area since we moved here 3 1/2 years ago. We've now been to 118 different restaurants so far (not counting the numerous sidewalk taco stands). Most of these restaurants have been within walking distance of our house. We hadn't gone to that many different restaurants in the 25 years we lived in Phoenix.
We return often to at least two-thirds of the restaurants on our list. We go most often to the restaurants that, according to my wife, serve the best margaritas. :-)
There are still many more lakeside restaurants we want to visit!
Buen provecho!
(Pictured: restaurant near the malecón in Ajijic.)
What's the price of a home, condo or apartment in Granada, Nicaragua?
Paul Daemen - Aurora Granada
Due to the political unrest that started in 2018, the housing market has seen a drop in value from 30 to 50 percent. We are starting to see a steady but slow growth in real estate purchase from SJDS to Granada and Leon. Before you invest, check prices and understand the risks of real estate purchases. The unrest has had in our opinion had limited impact to the expat community, we felt safe during these times, but with reservations, not knowing what would happen on a daily basis....
Due to the political unrest that started in 2018, the housing market has seen a drop in value from 30 to 50 percent. We are starting to see a steady but slow growth in real estate purchase from SJDS to Granada and Leon. Before you invest, check prices and understand the risks of real estate purchases. The unrest has had in our opinion had limited impact to the expat community, we felt safe during these times, but with reservations, not knowing what would happen on a daily basis. Nevertheless, we are staying in Nicaragua. We understand that a lot of expats left, but those that left mainly where families with young kids or people that rented and decided to leave.
In general, should I keep my US bank, brokerage, investment, IRA or retirement account if I move overseas?
Mike Cobb - ECI Development
Banking overseas is becoming more and more difficult for US citizens thanks to the HIRE Act and the regulations placed on foreign banks. Many foreign banks have simply stopped serving US citizens as a way to comply with the HIRE Act. Banks that do accept US citizens for accounts have increased paperwork and due diligence fees. Many banks will not open an account for a US citizen unless they are a permanent resident of the country they are living in. Some...
Banking overseas is becoming more and more difficult for US citizens thanks to the HIRE Act and the regulations placed on foreign banks. Many foreign banks have simply stopped serving US citizens as a way to comply with the HIRE Act. Banks that do accept US citizens for accounts have increased paperwork and due diligence fees. Many banks will not open an account for a US citizen unless they are a permanent resident of the country they are living in. Some countries like Belize still allow US citizens to open accounts and some banks do not require a physical visit to open an account. That list is getting shorter and shorter.
It is possible to live overseas without a local bank account. Friends of ours lived in Nicaragua for 3 years without a bank account. They paid all their bills and shopped with credit cards and withdrew cash from the ATM to pay their rent. It is possible but can be challenging as they related from time to time.
How are the homes in Panama different than in the US or Canada?
Lourdes Townshend
One big difference between housing construction (as in the US) when compared to Panamá is that apartment buildings in other places are more long than high, with a long corridor in front. In Panamá you do not see those types of buildings. In Panamá there are more 10, 20 or 40 feet high buildings, with balconies or terraces. That, I suppose, is because of difference in weather. Up north, you need protection from the cold weather, snow...
One big difference between housing construction (as in the US) when compared to Panamá is that apartment buildings in other places are more long than high, with a long corridor in front. In Panamá you do not see those types of buildings. In Panamá there are more 10, 20 or 40 feet high buildings, with balconies or terraces. That, I suppose, is because of difference in weather. Up north, you need protection from the cold weather, snow or ice; in Panamá, you want to receive that nice breeze and sunshine in your face.
Regarding single family housing, the difference is mainly that in the US (I don´t know about Canada) houses have attics and basements. Also, in many complexes, houses are townhouses, mostly single units, and have fence regulations, as well as planted trees or reserved green areas. In Panamá, it is very different. People love fences of all kinds, and houses are very much in the Spanish style. They don´t have basements or attics, and construction is very solid; not of wood. There are parks and very large reserved areas more like protected environmental areas, like the "Parque de la Amistad", or Campana.
Houses in Panamá are painted in different colors, not only pastel ones, as is the case mostly up North. Doors and windows are on style, instead of classic ones, with a lot of beautiful wood, bricks and stone. Floors and terraces are very well decorated, and balconies have lots of flowers.
There are also communities called "houses for social assistance", which are small houses that low income residents can get at a very low price, and with a government grant.
Construction is booming in Panamá, and you can see so many varieties of construction that is almost a hobby driving around to see the new communities.
What type of government does Portugal have, and is the government in Portugal stable?
Luis Teixeira da Silva - Algarve Senior Living
The government of Portugal is very stable. Portugal has had the longest period to form a government of any government post the revolution in 1974. We currently have a slightly left of center socialist government, which took over from a slightly conservative government.
The government of Portugal is generally stable, although it may change partly left or slightly right of center. The politics as such doesn’t change significantly. There is still very...
The government of Portugal is very stable. Portugal has had the longest period to form a government of any government post the revolution in 1974. We currently have a slightly left of center socialist government, which took over from a slightly conservative government.
The government of Portugal is generally stable, although it may change partly left or slightly right of center. The politics as such doesn’t change significantly. There is still very much a central block of political view, opinion, and political management. We have had a lot of strikes but they do not tend to impact the economy much. The number of political parties has remained reasonably stable for the last 40 years. For the first time in many years, we have a new political party in parliament with one seat. Generally, politics is characterized by boring political stability.
What's the crime rate against Americans and other expats in Cayo, Belize, including San Ignacio and Belmopan?
Franklin Syrowatka - Better Homes Belize
In general, the crime rate in Cayo is low.
The crime rate in the country of Belize is statistically very high but this mainly comes from drug-related crime that happens in Belize City, where gang members kill each other. Cayo, on the other hand, is a peaceful place. As an expat, you will feel very safe here. I personally do not have burglar bars on my windows. We own a lodge here and nothing was every stolen from us. We have dogs that bark but overall, in...
In general, the crime rate in Cayo is low.
The crime rate in the country of Belize is statistically very high but this mainly comes from drug-related crime that happens in Belize City, where gang members kill each other. Cayo, on the other hand, is a peaceful place. As an expat, you will feel very safe here. I personally do not have burglar bars on my windows. We own a lodge here and nothing was every stolen from us. We have dogs that bark but overall, in the five years that I’ve been in Belize, never have I felt threatened or unsafe anywhere here in Cayo or Belize. My wife can walk outside by herself and she never felt unsafe, either.
We live between the town of San Ignacio and a village called Bullet Tree Falls, only 7 minutes away from the town center. We are immersed in nature so I don’t see anybody around here although we are so close to town. There are some expats who live up in the mountains, about an hour and a half away from town. It may be beautiful up there but it’s isolated and you can’t reach anybody in case there is a problem or safety issue.
(Wedding at Vanilla Hills Lodge, Cayo, Belize, pictured.)
From an interview by Jet Metier with Bill Edsell, of Ventana Bay Resort in July, 2016.
Jet: We're speaking with Bill Edsell, owner of Ventana Bay Resort, in a large, palapa-covered room the resort uses as a restaurant. It is very comfortable; you don’t notice how hot it is outside. One side of the room is open to the Sea of Cortez and on the other side, a sliding glass door in the back is only half open. You can’t tell its 95 degrees with moderate...
Here is some advice for people moving here from other countries:
The path is always easier here if you get to know people. Knowledgeable locals can give valuable advice on how best to do something, and they can also mention you to people who make a difference such that, when your situation comes up, they don't say to themselves, “Hmm, another gringo situation I can just toss into the basura,” or, “Another gringo I can exploit for a little extra...
It’s another beautiful day in Pedasi. In the morning it rained but now the sun is shining and there’s a nice breeze. A great day to go fishing or just plain relaxing on the beach under a shade tree with a tropical drink!
I just wanted to tell people about Pedasi and the Azuero Peninsula without sounding like I'm selling them. lol
I have visited 43 states, including Hawaii. I've...