What are the expats like in San Miguel de Allende?
Suzie Osman
The expats in San Miguel de Allende are friendly. You could just walk down the street, and someone would stop and offer to help you. As an example, my friend and I were going some place, and we saw an Indian restaurant. There was this woman who was walking on the other side of the street coming toward us as we were going. As we were talking about the Indian restaurant, the woman stopped from across the street and said, “This place is great, you’ve got to try it,” and...
The expats in San Miguel de Allende are friendly. You could just walk down the street, and someone would stop and offer to help you. As an example, my friend and I were going some place, and we saw an Indian restaurant. There was this woman who was walking on the other side of the street coming toward us as we were going. As we were talking about the Indian restaurant, the woman stopped from across the street and said, “This place is great, you’ve got to try it,” and this woman continues to walk along the street happily. Where else would that happen?
In Acapulco, nobody stopped to help you. In Lanai, Hawaii, yes, people did stop to offer help. In Maui, you can always stop and ask somebody to help you and they will, but not necessarily will they stop unless it’s a car thing because in Hawaii, everybody stops to help everybody. In New York, this does not happen. This happened only in San Miguel de Allende.
(Pictured: Expats attend Susie and Barry Osman's 40th wedding anniversary in Rancho Los Labradores, San Miguel de Allende, Mexico.)
One of the worst reasons to retire overseas is expecting everything to be very cheap. It’s not. I lived in Hawaii for a year and 90% of everything in Hawaii is imported, so it is cheaper to go out to eat. It is the same in Panama. There are things in Panama that do come from the US, but you pay the extra cost of having that.
Panama is a developing nation and the rising standards of living reflect that. Some retirement companies seduce people by...
One of the worst reasons to retire overseas is expecting everything to be very cheap. It’s not. I lived in Hawaii for a year and 90% of everything in Hawaii is imported, so it is cheaper to go out to eat. It is the same in Panama. There are things in Panama that do come from the US, but you pay the extra cost of having that.
Panama is a developing nation and the rising standards of living reflect that. Some retirement companies seduce people by saying that you can buy a beach house for US $59,000. Well, there may be something out there for that amount, but it would be a shack on a beach that is not yet developed.
Some retirement companies tell people that the price of fuel, groceries, and similar things in the US is very cheap here in Panama, and that is not 100% true. They make people go to their seminars. You will pay for your own flight; you will pay a ridiculous amount for your hotel accommodation in Panama City. Then they have seminars and they rush people to different places, such as to an immigration attorney they know, who will fix people’s paperwork. If you want to buy property, they will tell you to go to a specific attorney, and they all get paid under the table for things that we do at no charge, and that is disappointing for us.
When I move to Nicaragua, should I keep a US bank account or open a bank account in Nicaragua or both?
Paul Tiffer - TIFFER & ASOCIATES
If you move to Nicaragua, it would be a good idea to keep both a US and a Nicaraguan bank account. The US account can "feed" the Nicaraguan account by just wiring money. The Nicaraguan bank account can even receive and cash any check the owner received from a US account, so in my opinion is a good idea to have this account.
Best Regards
If you move to Nicaragua, it would be a good idea to keep both a US and a Nicaraguan bank account. The US account can "feed" the Nicaraguan account by just wiring money. The Nicaraguan bank account can even receive and cash any check the owner received from a US account, so in my opinion is a good idea to have this account.
How long can I be in Portugal before I have to apply for a residency visa?
Luis Rodrigues - Gouveia Pereira, Costa Freitas & Associates, Law Firm, RL
The short stay visa, which is the visa that is typically granted to tourists, allows you to stay in Portugal for a maximum consecutive period of 90 days. Therefore, in case you wish to prolong your stay you will need to apply for a longer stay visa.
There are several types of visa granted by the Portuguese authorities, but if you intend to move your residency to Portugal, we recommend applying for the residency visa, which can later be converted into a permanent residency...
The short stay visa, which is the visa that is typically granted to tourists, allows you to stay in Portugal for a maximum consecutive period of 90 days. Therefore, in case you wish to prolong your stay you will need to apply for a longer stay visa.
There are several types of visa granted by the Portuguese authorities, but if you intend to move your residency to Portugal, we recommend applying for the residency visa, which can later be converted into a permanent residency visa.
(Cafe a Brasileira in Lisbon, Portugal, pictured.)
Do I need to own a car in the Pedasi, Azuero, Panama area?
Celia Cárdenas - Beach Suites by Villa Camilla
If you are looking forward to enjoying Pedasi and its surroundings, it is better that you have a car. Buses are not reliable after 4:00 p.m. and even then, they only go to certain places. With taxis, we have the same situation; they only work fully up to certain hours. However, if you are just visiting a couple of days and traveling from the city by plane (Panama Air), there is now a Thrifty car rental in Pedasi.
If you are looking forward to enjoying Pedasi and its surroundings, it is better that you have a car. Buses are not reliable after 4:00 p.m. and even then, they only go to certain places. With taxis, we have the same situation; they only work fully up to certain hours. However, if you are just visiting a couple of days and traveling from the city by plane (Panama Air), there is now a Thrifty car rental in Pedasi.
Apartments or condos in Belize vary in price depending on a few factors:
1) Location
2) Size
3) Age
The newer, larger, and closer to amenities the apartment is, the higher the cost will be. New apartments cost around US $600-$2000/month for 1-4 bedroom unit, respectively, while older apartments can cost about half of that.
After finding a piece of real estate...
Apartments or condos in Belize vary in price depending on a few factors:
1) Location
2) Size
3) Age
The newer, larger, and closer to amenities the apartment is, the higher the cost will be. New apartments cost around US $600-$2000/month for 1-4 bedroom unit, respectively, while older apartments can cost about half of that.
After finding a piece of real estate you’d like to rent, do some Internet research on the rental company, the manager, and the track record of the agency. If it’s a smaller agency and you can’t find much information about them online, ask them about an escrow agent until you are able to visit Belize to explore the real estate for yourself. The best way to judge is to ask questions, be “boots of the ground” before autographing any paperwork, and talking to other folks in the community.
Relative to your security deposit, know with whom you are working. Really spend the time to get to know your manager. Do a bit of digging and look up their reviews on the web. Generally, if you’re working with a bad seed you’ll find that out very quickly. My advice is to find either a reputable rental agency that is rooted in the community, or find an agency that is working with a buyer’s agent.
I grew up in the United States, most recently from Northern California, but now in my 70’s I live in a village in Guatemala, five miles away from Antigua, a popular tourist destination and NOT typical of Guatemalan life. One of the things I believe has dramatically changed quality of life for this very poor country is plastic. Another, similar, is disposable diapers. And thirdly, cell phones. Here is why:
The Flower and Coffee International Fair in Boquete is one of the most important in the region. The town of about 25,000, plays host to an expected 130,000 visitors during the 10 day run, which estimates about $2 million dollars to the economy. The floral offerings come from Canada, the US, Central and South America. The crowds come quite literally from around the world.
This was a special day for my friends from Alabama. They had wanted to go visit the Janson Coffee Farm for the last two years. This was a great day for slow drive to Volcan. It was a cool, rainy, gray day but the smiles and laughter made it feel warm and happy. All along the way there was an air of excitement from the two of them. I heard stories about the times they rode horses with the Janson family, picnics and weekend outings; all the memories were so pleasant. Along the way we...