Does Mexico have any special retirement program or retirement benefits?
Alfonso Galindo - I Go Yucatan
If you are 60 years old or older and a legal resident in Mexico (including expats), you are entitled to a INAPAM card. Anybody who is a legal resident of Mexico (either permanent or temporary) can apply for the INAPAM card. The holder receives discounts on airlines, buses, food, theater, pharmacies, movie theaters, and many events are are free as well. If you’re a legal resident you apply to the Mexican government for the card, they give you the card, and you just show...
If you are 60 years old or older and a legal resident in Mexico (including expats), you are entitled to a INAPAM card. Anybody who is a legal resident of Mexico (either permanent or temporary) can apply for the INAPAM card. The holder receives discounts on airlines, buses, food, theater, pharmacies, movie theaters, and many events are are free as well. If you’re a legal resident you apply to the Mexican government for the card, they give you the card, and you just show your card to get the discount. You are not entitled to the card if you are in Mexico under a tourist visa.
The discounts can range anywhere from 5% to 70%. The buses give a 50% discount. Many of the private buses give a discount as well. Some of the other bus lines offer some great packages and discounts for INAPAM cardholders. I’ve seen pharmacies usually offer around a 20% to 30% discount on drugs which are already pretty cheap because Mexico has an actual healthcare system, which the government uses to increase their purchasing power to negotiate better prices with the pharmaceutical companies.
Not only can you receive discounts on water bills and some of the utilities but you also get discounts on already very low property taxes.
(Alfonso Galindo with friend attending the Merida musical festival in Merida, Yucatan, Mexico, pictured.)
How's the ecotourism in and around the Panama City, Panama suburb of Fort Clayton / Clayton?
Captain Carl Davis - Jungle Land Panama
The Panama Canal Zone, next to Panama City, Panama, including the areas around Gamboa is one of the best areas for ecotourism in all of Panama. You can choose between nature or cultural ecotourism.
For cultural ecotourism, I recommend the Embera indigenous communities that live on the banks of the River Chagres. The tours are managed by the Emberas, which gives them a chance to create and manage their own source of income. ...
The Panama Canal Zone, next to Panama City, Panama, including the areas around Gamboa is one of the best areas for ecotourism in all of Panama. You can choose between nature or cultural ecotourism.
For cultural ecotourism, I recommend the Embera indigenous communities that live on the banks of the River Chagres. The tours are managed by the Emberas, which gives them a chance to create and manage their own source of income.
There is also nature-related ecotourism in the Panama Canal Zone, whether you are into fishing, kayaking, swimming, hiking or just plain sightseeing, as the video shows.
What are the advantages and disadvantages of having a second passport?
Ian Usher - House Sitting Magazine
I believe there are many advantages to having a second passport, but few, if any, disadvantages. I've had two passports for over seven years now.
I was born in England, and through marriage I ended up living in Australia, where I became a citizen and received a second passport and dual nationality.
Since leaving Australia in 2008 I have traveled extensively and always carry both passports with me.
I discovered one of...
I believe there are many advantages to having a second passport, but few, if any, disadvantages. I've had two passports for over seven years now.
I was born in England, and through marriage I ended up living in Australia, where I became a citizen and received a second passport and dual nationality.
Since leaving Australia in 2008 I have traveled extensively and always carry both passports with me.
I discovered one of the great advantages to having a second passport when traveling through South America with a friend from the States. Each South American country charges for an entry visa a fee equivalent to that charged for it's own citizens when traveling in the other direction.
So, for example, entering Argentina the cost might be $40 for a citizen of the UK, $0 for an Australian, and $125 for a person carrying a US passport. Obviously I'd decide I was Australian at the Argentinean border.
On our journey this became a bit of a standing joke. "Oh, free for me if I'm English coming into Brazil. How much for you Val? $125 again? Oh dear!" I didn't pay one cent in visa fees in South America by chopping and changing my citizenship as appropriate. My friend shelled out over $500. I'd say my second passport certainly paid for itself on that trip.
Of course there are all the other advantages too. I can choose to live and work in either location. I have the freedom to go and live elsewhere if a country becomes intolerable for political or financial reasons, or for any other reason at all.
I can also choose where I live for tax purposes, and to whom I report my income. I believe this isn't a luxury afforded to holders of a US passport, who have to report all income, no matter from where it is sourced, and where they are living.
Disadvantages? The only one that comes to mind is that on occasion I am asked a few pointed questions at borders, particularly the US. If I fly from England, obviously I leave as a UK citizen, but I have to arrive in the US as an Australian, as my Australian passport carries the electronic authorization that the US insists I have to pay for every few years.
With my Australian passport showing no evidence of where I have been just before arriving at their border sometimes results in an invite into a small office. Producing the second passport usually clears the issue pretty quickly.
However, I have had quite a few amusing border incidents, and have written about them at length in my latest book, "Paradise Delayed".
If you have the opportunity to get a second passport, I'd highly recommend it, just for the extra options it gives you.
What do I need to know when buying a house in or other real estate in Belize?
Saira Mahabir - Century 21 Belize
If you are buying a house in Belize, first of all, you have to know your agent. They should have your best interest at heart. It is better to get people who you know and trust.
In Belize, real estate is not legislated or regulated so there is no law that covers real estate here. Therefore, it is better that you trust the people that you buy your properties from and do not go with the people who would walk up to you on the streets trying to sell you...
If you are buying a house in Belize, first of all, you have to know your agent. They should have your best interest at heart. It is better to get people who you know and trust.
In Belize, real estate is not legislated or regulated so there is no law that covers real estate here. Therefore, it is better that you trust the people that you buy your properties from and do not go with the people who would walk up to you on the streets trying to sell you some properties. Go to an agent. There are lots of good real estate companies now here in Belize. It is better work with a company and not the one on one person on the street trying to get you to buy.
Purchasing a property in Belize is really simple and it’s a no-brainer. Most agents can do your closing and you don’t necessarily need to get an attorney to do your closing for you.
Make sure, however, that they do a check on the property before you buy it. You have to make sure that you do your due diligence on the property before it is bought. Do not just take their word for it. Make sure everything is written and check and manage it before you purchase. You have to make sure that the property you’re buying is free and has a clean title; free from any liens and make sure that the company holds your money in a valid escrow so that your money is safe.
(Lines that show property for sale of a Century 21 BTAL listing, Belize, pictured.)
How are the stores and shops in San Juan del Sur, Nicaragua? How's the shopping in San Juan del Sur, Nicaragua?
George Cooper - Casa de Cooper
Stores and shops in San Juan del Sur, Nicaragua, do not offer any top of the line clothing stores. Since we are a beach town, most of the clothing is beach wear and t-shirts.
Putting all of this aside, you can find several shopping malls in Managua (only a 2 hour drive away), just like you would find in the USA. We also have "Big Box Stores" in Managua that are modeled after the US big boxes. Membership is required but easy to...
Stores and shops in San Juan del Sur, Nicaragua, do not offer any top of the line clothing stores. Since we are a beach town, most of the clothing is beach wear and t-shirts.
Putting all of this aside, you can find several shopping malls in Managua (only a 2 hour drive away), just like you would find in the USA. We also have "Big Box Stores" in Managua that are modeled after the US big boxes. Membership is required but easy to obtain.
We also have a large hardware store where you will find everything you might need to build, repair or remodel your property which is very similar to a Lowes.
Once a month, the ladies in San Juan del Sur have a shopping spree to Managua for major grocery shopping, hardware and, of course, those discounted beverages. Ask around and you will find the organizers. The trip is limited to 5 or 6 ladies due to the size of the van they use. Their motto is "What goes on in the van, stays in the van." By the way, no men are allowed.
We also have a Farmer's Market in San Juan del Sur each Saturday where you buy fresh produce, occasional "slightly worn" cloths and home baked goods. In Rivas, a short ride from San Juan del Sur, you can find better values in clothes and shoes.
Besides all this, vegetables and great fruit is available in their shopping area. Rivas is a short 30-45 minute ride from San Juan del Sur. The ladies also have a shopping spree to Rivas once a week.
You can find about anything you need between shopping in San Juan del Sur, Rivas and Managua.
Grocery shopping in San Juan del Sur will get you about everything you would desire to cook. We have a large grocery store. Several "convenience stores" exist where they are stocked with supplies that every "expat" would like. All of this in San Juan del Sur is in walking distance.
What is the cost to buy land or a lot in Portugal?
Luis Teixeira da Silva - Algarve Senior Living
The term “land” and the term “lot” mean two different things in the Algarve and Portugal in general. “Land” would be a piece of land somewhere in the interior of the province of the Algarve, where there is a good amount of space. “Lot” would tend to refer to a smaller piece of land in a subdivision or urbanisation.
There is a huge variation in the prices of land here. Land can start at € 40,000 (US $...
The term “land” and the term “lot” mean two different things in the Algarve and Portugal in general. “Land” would be a piece of land somewhere in the interior of the province of the Algarve, where there is a good amount of space. “Lot” would tend to refer to a smaller piece of land in a subdivision or urbanisation.
There is a huge variation in the prices of land here. Land can start at € 40,000 (US $ 43,800 or £ 29,500) to a couple of million euros depending on where the plot is located and how large it is. At the end of the day, you can calculate what the price per square meter is but people don’t tend to sell their land on a price per square meter basis. The average price per square meter of land could be anything between less than € 100 per square meter (US $ 440,000 per acre or £ 74 per square meter) to € 1,500 per square meter (US $ 6.6 million per acre or £ 1,100 per square meter). That is how broad the range is. Land is sold and bought in the interior and plots would be within what we call urbanizations, which are areas of planned housing development. Just like in the US, the subdivisions are subdivided into smaller plots, which are anywhere between 400 square meters and 2,000 square meters. Those plots would sell for anything between € 100,000 (US $110,000 or £ 74,000) and € 500,000 (US $ 550,000 or £ 370,000).
A property with about 1,000 square meters (about a quarter of an acre) of land would cost around € 350,000 (US $ 275,000 or £ 185,000) if you have a bit of a sea view (up to €750,000 or more if the sea view is spectacular) but if it is just in a residential suburb, it might cost anywhere between € 175,000 (US $ 82,000 or £ 55,000) and € 250,000 (US $ 110,000 or £ 74,000). A lot located around 20 or 30 kilometers away from the ocean that has a ruin on it that needs to be demolished and replaced by a new building would cost around € 50,000 (US $55,000 or £ 37,000).
Not all these properties would be connected to municipal water and other utilities. The more remote properties would be two types: if you are located in a village or town that is close to an urban area, you would either have electricity, sewage, and water already on the piece of land or you would have it at the boundary of your property and you would request for it to be connected. There are properties that are further out, especially in the rural areas, which do not have main sewage so they use septic tanks and they would have boreholes. In Portugal, we use the term “borehole” differently than we use the term “well” in that we refer to a well as a natural structure built some time ago that is basically a hole in the ground that the underground water would fill the well. To build a borehole requires large drilling trucks, which would drill through the sand and rocks underneath in order to find water. Once it finds water, then you would set up the suction mechanism and pump on top of the ground that will suck the water up. Water sources in the Algarve need to be licensed.
In the Algarve, you would always be on the grid in terms of electricity but you may find yourself having to use borehole water in some instances, although it is less common now because the water network in the Algarve is very good.
(Land and house to renovate with water reservoir or borehole and traditional bread oven in Portuguese countryside, pictured.)
Seeing the grandchildren on Skype is a wonderful way to feel in touch and close. Listening to Livvy sing a new song or watching Noah play with a new toy just makes our day!
We see the smiles, the bumps, the new outfits. It is a such a delight to enjoy the time on the camera. The kids can see us too.
Skype is free on the computer or you can upgrade to various paid for services. It works well on a cell too to be able...
These places would seem to the native inhabitants to be neglected lands of unruly bushes and trees with views that were pretty, but where one did not linger while on one’s way to somewhere else. But to Mike Cobb, these were places to turn into communities with a network of pathways close to the cool porches of neighbors one would regularly visit.
In this interview, Jet Metier learns that though not a builder by training or a developer by plan, Mike Cobb...
While I'm not a big cigar user, I like to visit one of the newest attractions in Nicaragua. We have, in the years past, driven all the way to Esteli to purchase cigars for resale or for gifts to my golf buddies back in the states. And my son Josh gets some real mileage when he produces a handful of freshly rolled Nicaraguan tobacco to his golf friends. So I'm always on the hunt for new product.